Parastatals Building, Oke-Ikewo, Abeokuta. Call: +234 803 572 0962
Public & Private Sector Union

Built By Workers.Owned By Workers.

Every Payday, We Rise Together.

The Salary Earners Cooperative Union brings together cooperative societies from public and private organisations across Ogun State, managing their accounts under one umbrella built on savings, affordable loans and shared prosperity.

0%
Hidden Charges
Public+Private
Affiliated Societies
100%
Member-Owned
Worker-Owned Ogun State workers at their organisations

Who We Are

The Salary Earners Cooperative Union is a union of cooperative societies — a conglomerate that manages the accounts of individual cooperative societies formed by workers within their own organisations, both public and private, across Ogun State.

Rather than enrolling workers one by one, a cooperative society first registers and affiliates with the Union. From there, every member of that society gets their contributions pooled, tracked and grown under the Union's structure — built on the simple idea that societies who save together can borrow, build and plan together.

Open to cooperative societies formed within public Ministries, Departments and Agencies as well as private organisations across Ogun State, with contributions processed through each society's own payroll or collection arrangement.

Join or Affiliate

Our Schemes & Programmes

Every scheme is built around the working month — designed to meet members' needs from one payday to the next.

Savings & Thrift

Automatic monthly deductions build a growing balance for every member, forming the base for loan eligibility and long-term security.

Salary Advance Loan

Short-term credit against upcoming salary for members facing urgent, unplanned expenses between paydays.

Festive & Bonus Loan

Seasonal credit lines released ahead of festive periods to ease the cost of celebrations for members and their families.

Land & Housing

Structured access to land allocation and housing finance, helping members build lasting assets on a worker's income.

Consumer Goods

Household items, electronics and essentials acquired on flexible terms, repaid gradually through payroll deduction.

Cooperative Education

Training and workshops that build members' financial literacy and understanding of cooperative principles.

Aims & Objectives

Every scheme and policy of the Cooperative is guided by objectives set for the lasting benefit of salary earners.

1

Inculcate a savings culture among Ogun State salary earners

2

Provide affordable, low-interest credit facilities to members

3

Promote financial literacy and cooperative education

4

Encourage collective investment in income-generating ventures

5

Support members' welfare during hardship and emergencies

6

Facilitate members' access to land, housing and consumer goods

7

Strengthen unity and mutual support among fellow workers

8

Advocate for members' financial wellbeing within the service

9

Build long-term wealth and security for members and their families

10

Uphold transparency, accountability and good governance

Cooperative members reviewing paperwork

Membership & Registration

Eligibility

  • Your cooperative society must first register and affiliate with the Union
  • Open to societies from public MDAs and private organisations alike
  • Individual members join through their organisation's affiliated society
  • Affiliation subject to approval by the Union's Executive Officers

Administrative Fees

₦[TBD]
Registration (one-off)
₦[TBD]
Annual Service Charge
₦[TBD]
AGM Fee
₦[TBD]
Loan Application Form

Placeholder figures — replace with the Cooperative's current fee schedule.

Loan Conditions

  • Loan amount based on monthly contribution and savings balance
  • Guarantor(s) required in line with cooperative bylaws
  • Repayment made through automatic payroll deduction
  • Subject to the rules and regulations of the Cooperative
Apply for Affiliation / Membership

Ready to Rise Together?

Affiliate your cooperative society, or join as a member through one already under the Union, building financial security across Ogun State's public and private sectors.

Affiliate / Join Us Member Login

Our Executive Committee

The Cooperative is run by officers elected from among its own members to manage day-to-day operations.

Mr. President
President
Mr Treasurer
Vice President
Mr Secretary
Secretary
Pastor Omoyele
The Manager